Tuesday, October 28, 2014

Updated White Non Hispanic and African American HO Rate Data from 3 Year ACS 2013.

Readers may recall prior post HERE that includes a link to an Excel file with 3 year ACS data for White Non Hispanic and African America HO rate data for select Oregon cities and counties for 2010, 2011, and 2012.

Census has just published updated 3 year ACS data for 2013; I have constructed a new version of the  Excel workbook HERE, and embedded below. It includes new worksheets including an easy to use summary table for 2013 that shows side by side comparisons for two geographies chosen by the user.

Some observations:
2010-2013
Oregon 
  • Had a net loss of 25,162 White Non Hispanic homeowners and 291 African American homeowners. 
  • The home ownership rate for white Non Hispanics declined by 2.7% to 64.3%; the rate for African Americans by declined by 5.2% to 32.4%
City of Portland
  • Had a net loss of 1,037 White Non Hispanic homeowners and 494 African American homeowners. 
  • The home ownership rate for White Non Hispanics declined by 2.2% to 56.7%; the rate for African Americans declined by 3.5% to 30.7%.
2012-2013
Oregon
  • The White Non Hispanic HO rate DECLINED from 64.8% to 64.3%.
  • The African American HO rate improved from 31.3% to 32.4%.

City of Portland
  • The White Non Hispanic HO rate improved from 56.1% to 56.7%.
  • The African American HO rate improved from 29.5% to 30.7%.

Originally created and posted on the Oregon Housing Blog.

Friday, October 24, 2014

Tuesday, September 30, 2014

Excel File With Loan Level Detail for Nearly 95,000 2013 GSE Oregon Loans.

My prior post provide a peek at GSE loan volume in Oregon in 2013.  I downloaded the MS Access file from FHFA and created an Excel file HERE that provides loan level detail for nearly 95,000 Oregon GSE loans in 2013. 

The workbook opens in a Pivot Table view of the data. The default view shows 8,177 first time home buyer loans by race, including only 63 African American first time home buyer loans.

Changing the borrower ethnicity filter to Hispanic you would find 294 Hispanic first time home buyer loans. (The data dictionary for all data elements is HERE).




Originally created and posted on the Oregon Housing Blog.


CY 2013 GSE Public Use Database Just Released With Info to Census Tract Level: Oregon $19+ Billion, Nearly 95,000 Loans.

FHFA waited to the last day of the September, but a zip file of the GSE CY 2013 census tract level database (that unzips to MS Access format) is HERE; the data dictionary is HERE.  

The overall FHFA web page for GSE public use databases is HERE, prior year combined GSE files in MS Access format are found HERE. Before downloading note that these are large files; a PC with a faster processor and large memory is recommended.

Readers can find my prior year posts on this GSE database by using the search dialogue box at top left of the blog using search term "GSE data"; that search produces THIS result, including links to posts with Oregon specific data. (In CY 2012 the GSE's purchased $17+ billion in loans in Oregon, for 84,000+ homeowners/buyers).  

2013 Quick Peek: 
Oregon GSE Loans $19.164 billion, 94,691 loans.  8,177 First Time Home Buyers.
It will take me several days to create a useable Excel file of Oregon GSE 2013 loans, but appears to me that Oregon 2013 GSE lending volume easily exceeded 2012 totals.

My prior post HERE explains how my suggestion and follow up by Senator Merkley Senior Advisor Will White led to FHFA publication of the CY 2010 data in MS Access format for the first time.

Two features of the GSE database are unique vs. HMDA data. 
  1. The database has a field that shows whether the purchaser was a first time home buyer. 
  2. The database covers ALL areas, not just metropolitan areas. 
Originally created and posted on the Oregon Housing Blog.

Thursday, September 25, 2014

My Tweet to PDF of NEW HUD Proposed Fair Housing Assessment Tool Being Published for Public Comment.

Request for comments wll formally appear in Federal Register tomorrow; link in tweet is to PDF of the request for comments in the Thursday Public Inspection Federal Register section.




HUD's web page for the proposed AFFH rule includes THIS section on the Assessment Tool

Originally created and posted on the Oregon Housing Blog.