Reports Trifecta.

Three unrelated reports I saw this AM:

• Urban Institute report, The Impact of Foreclosure on Families and Communities, is HERE. (Pg.21 table shows estimated costs of foreclosures).
  

• HHS report, Hidden Costs of Health Care, is HERE. Note also new Healthreform.gov website. (Table to left shows relative cost burdens for families at different incomes with employer provided health insurance).
  

"In 2008, the average premium for a family plan purchased through an employer was $12,680.......a person with employer-based coverage paid an average of $1,522 on health care (not including premiums) in 2006, compared with $1,260 in 2001.13 When including the added burden of higher premiums, out-of-pocket costs rose even more sharply, with a 30 percent increase from an average of $2,827 in 2001 to $3,744 in 2006.The economic burden is even more pronounced for people in the individual market purchasing directly from an insurer. Total out-of-pocket costs (including costs of health care used and premium) for these families have increased by 45 percent from an average of $5,008 in 2001 to $7,280 in 2006."

• FHFA Foreclosure Prevention report, HERE, provides information on Fannie and Freddie foreclosure prevention activity:

"Completed loan modifications increased by 57 percent over the prior quarter to 37,300 and more than doubled compared to the first quarter of 2008....Foreclosure starts increased substantially in the first quarter, up by 63 percent over the prior quarter to 243,800, reflecting increases in the number of delinquencies and transitions to later stage delinquency. The increase in the number of foreclosure starts on prime borrowers versus for nonprime borrowers reveals the impact of the deteriorating economy on borrowers who were previously considered higher credit quality. Foreclosure starts on prime borrowers in the first quarter of 2009 were 2.6 times higher than in the same period of 2008. Foreclosure starts on nonprime borrowers were nearly double the number in the same quarter of 2008."