Oregon AG PR is HERE. From that PR:
Oregon is not a judicial foreclosure state, which means that a court does not approve a lender's decision to foreclose on a home. As a consequence, the affidavits that have come under fire in other states as being false are not used here in Oregon. However, in 2009 the Legislature passed SB 628, which requires lenders to tell homeowners that they have certain basic rights, including a right to request a loan modification and a right to meet with their lender before foreclosure can be initiated. It also requires the lender file an affidavit in support of the foreclosure. In 2010, the Legislature strengthened those protections (SB 3610) by requiring that the affidavit be filed at least 5 days in advance and that the lender provide an explanation if the loan modification doesn't qualify, among other things. Compliance with SB 628 and SB 3610 (Codified as Oregon Revised Statutes 86.737) will be a special focus...
A separate survey of state foreclosure laws from the National Consumer Law Center is HERE.
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