Correcton: Oregon 2016 HMDA Loan Originations and GSE Loan Purchase Data for African Americans in One Excel Workbook.

Correction: I noticed a formula error in the workbook that impacts only the HMDA data. Instead of 1 in 1,000 home purchase loans made to African Americans, there were 10 out of 1,000 home purchase loans made to African Americans. I changed the workbook and text below accordingly.
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The 19th annual African American homeownership fair coming up on on Saturday October 28th provides an opportunity to share recently released 2016 HMDA and GSE loan data loans originated or purchased by the GSE's in Oregon. 

The Excel workbook I created HERE ( and embedded below) has all of the combined data and includes pivot tables to make exploration of the data easier. 

Key metrics for Oregon 2016 GSE loans: 

1. There were a total of 81,130 loans purchased by the GSE's in Oregon.  
2. 12,949 of these GSE loans went to first time home buyers.
3. Of the 12,949 first time home buyer loans 160 went to African American borrowers or co-borrowers. [2016 ACS estimates 18,097 African American renter households and 7,937 African American home owners in Oregon]. 
4. This means that for every 1,000 Oregon FTHB GSE loans in 2016, 12 went to African American borrowers or co-borrowers. 

Key metrics from Oregon 2016 HMDA data (HMDA data does not include a first time home buyer data field):

1. Lenders originated 136,083 loans in Oregon. 
2. Of those a total of 63,649 were home purchase loans.
3. Of the 63,649 home purchase loans, 664 went to African American borrowers or co-borrowers. 
4. This means that for every 1,000 Oregon home purchase loans originated in 2016, 10 went to African American borrowers or co-borrowers. 

Originally created and posted on the Oregon Housing Blog.