Expanding Housing Choice in the HUD Voucher Program: Demonstration That Zip Code Level Data is Available for Local HUD Office Consideration of Exception Payment Standard Rents Up to 120% of FMR.

Update:
I eliminated some inadvertent duplicate zip codes, resorted the Excel file in zip code order, and corrected text below.
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HUD has a regulatory provision (24 CFR 982.503) HERE that allows PHA's to request local HUD field office approval for exception voucher payment standards above 110% and up to 120% of the local Fair Market Rent. (PHA's have direct authority to approve exception payment standards up to 110%, and exception rents above 120% go to HUD HQS).  

This process is intended to foster housing choice in areas outside areas of high poverty. My impression is that this local HUD field office authority is little used, partly because there has been little if any guidance given to HUD field offices. 

The HUD local field office has sole discretion about granting such a PHA request, and of course the PHA is NOT required to make such a request.  

The principal reason that a PHA would elect to NOT request exception payment standards for higher cost areas is because higher payment standards will reduce the total number of families that can be served by the voucher program.  

IF the PHA elects to make the request the regulations require a demonstration that:

1. The area where that exception payment standard is requested exceeds the median gross rent for the FMR area by more than 10%. 
2. Approval of an exception payment standard is  warranted because it would (A) ... help families find housing outside areas of high poverty, or B) ... voucher holders have trouble finding housing for lease under the program within the term of the voucher.
3. The area where the exception rent is being represented does not exceed 25% of the population for the FMR area. 

Oregon SW Washington Demonstration: Data Sources ARE Available to Determine Eligibility for Exception Payment Standards in Higher Cost, Low Poverty Areas.

1. 5 Year ACS 2007-2011 zip code level poverty data was released on December 6th. (The bookmark HERE will return Oregon and Washington zip code level poverty data from ACS).
2. At PDF page 17 of a HUD Section 8 Management Assessment Indicators Report Guide  HERE HUD uses 10% as a low poverty indicator [to evaluate PHA's on their poverty deconcentration efforts]. (SEMAP allows the use of a higher low poverty threshold if the FMR area poverty rate is higher, but for uniformity purposes, my conservative calculation ONLY includes zip codes where poverty is at 10% or below. Note for example that the Portland Metro 5 year ACS poverty rate is higher at 12.6%).
3. HUD has issued FY 2013 zip code level small area rents that are also calculated using ACS median gross rents, the same rent standard required by the HUD exception payment standard regulation.  Note that HUD has only issued these small area rents for METRO areas.

 
RESULTS: 
22 Oregon/SW Washington Metro Zip Codes Have High Rents and Low Poverty That Could Qualify for Local HUD Office Approval of Exception Payment Standards up to 120% of Fair Market Rent.

The 4 page legal sized Excel worksheet HERE includes my listing of all Oregon and Clark County METRO zip codes where the HUD small area rents are above 110% of the area FMR AND shows the poverty rate for that zip code from the 2007-2011 5 Year ACS. [ A PDF version of this worksheet is HERE].

IF an area has a small area rent higher than 110% of FMR BUT poverty exceeds 10%, my formulas would show that the area would NOT qualify for an exception payment standard rent and "N/A" will show in columns to the far right. [ In this demonstration there are a total of 21 higher rent zip codes that would NOT qualify because poverty exceeds my conservative 10% poverty threshold].

In other columns to far right the maximum exception payment standard rent is shown as the ratio that exception payment standard rent has to the area FMR (in no case more than 120%, but in several cases less than 120%).

(I have not completed the population less than 25% of area test required by the regulation but my assessment is that NO combination of these zip codes collectively exceed 25% for any metro area in Oregon).

Notes:

1. I have chosen to focus on zip codes as the area of geography because HUD has published small area rents for zip codes in all metro areas.  While approval is also possible for other geographies like census tracts and cities  (including non metro geographies), it would take more research to extract gross median rents and poverty data from ACS for those geographies and to make the necessary calculations to determine if the area meet the high cost and low poverty requirements.
2. I have eliminated duplicate data if a zip code occurs in multiple counties; if the zip code qualifies for an exception payment standard rent in ONE county, it qualifies in ALL counties. 
3. While local HUD Office approval is NOT guaranteed for any of these zip codes (remember HUD's "sole discretion"), an Oregon PHA or the Vancouver HA could elect to make a request of the Portland HUD Office for an exception payment standard for any of these zip codes with confidence that there is readily available and verifiable data to support their request.
4. Exception rent approval by HUD would NOT mean that all owners in that zip code will receive the exception payment standard for their rental; rents for individual units will continue to be subject to rent reasonableness determinations used for the voucher program.
5. This demonstration required lots of formulas and data manipulation, IF you discover any errors please let me know.
6. IF HUD is interested in expanding voucher choice in metro areas HUD HQS could help field offices out by:

• Publishing a standard checklist to assist local staff in reviewing requests for exception payment standards, including the identification of acceptable data sources that would effectively insure that applicants self evaluate before they submit the application to the local HUD Office.
• Publishing in Excel a zip code level report identifying those metro zip codes with less than 10% poverty, small area rents above 110%, and the maximum locally approvable exception payment standard rent. This can be accomplished by following the process I used: 

• Merging the FMR FY 2013 and Small Area Rent FY 2013 Excel tables, 

• Adding a ACS derived poverty rate field, 

• Adding formulas to calculate the maximum field office approvable rents and those zip codes where the field office might NOT approve exception rents because poverty exceeds 10%. [If national FMR, small area, and ACS poverty data were pasted into the format I have developed, my formulas could be reused to calculate results in columns R-V and X -AI, including the maximum field office approvable exception payment standard rent and the percentage relationship to the area FMR].

Originally created and posted on the Oregon Housing Blog.

Hood River Got 27% Bump From Prior FY 2013 Fair Market Rents.

Today's Public Inspection Federal Register has notice HERE that indicates that Hood River got a bump in their FY 2013 Fair Market Rents. (If link doesn't work check Federal Register for Wednesday).  Approval is dated October 23rd.

Result is bump in FY 2013 FMR's by 27% from previous FMR 2013 level (25% for 4 BR). 

That's a $177 per month increase in their 2 BR FMR.

Excel table I constructed HERE and embedded below includes my calculations, along with my data on FY 2012 and FY 2011 FMR rents levels. 

Kudos to Ruby Mason and Mid Columbia HA and HUD staff for slogging through difficult process of getting FMR's changed. 



Originally created and posted on the Oregon Housing Blog. 

HUD FY 2013 Proposed Fair Market Rents Coming Out Friday; Oregon Data HERE.

Advance notice is in Federal Register Public Inspection website today HERE, and includes data by state.  (This link will work today [Thursday]; if it doesn't work after Thursday go to the Friday Federal Register OR for full documentation for the proposed FY 2013 FMR's will be found on HUD FMR website on Friday HERE).

I have extracted the Oregon FY 2013 proposed FMR's from the notice and have compared them to Oregon FY 2012 final FMR's. The Excel file I created is HERE and embedded below from my Sky Drive. 

Quick Notes : 

• Proposed decreases in FMR's are highlighted in yellow.
• Portland metro 2 BR FMR's are slated to receive a $21 monthly increase (2%), from $891 to $912.

Please DO let me know if you find any errors in the data or comparisons that I have posted.

Originally created and posted on the Oregon Housing Blog.

New Map: Oregon FY 2012 Zip Code FMR's vs. Actual FY 2012 FMR's.

HUD continues to advance the idea of small area (zip code) level rents to supplement/replace the county or Metro wide FMR's now in use.  For example, a recent HUD MF notice to multifamily project based Section 8 owners HERE said that in the future HUD plans that " all rent comparability studies will be required to justify proposed rents that exceed 110% of Small Area Fair Market Rents (SAFMR)."  

I am generally aware that FMR limits are sometimes used for CDBG and HOME programs, so broader HUD use of small area rents could conceivably also impact those programs in the future.

I recently discovered that HUD has posted an Excel file of nationwide FY 2012 Small Area/Zip Code rents HERE. (Important NOTE: Small Area/Zip Code FMR's at least for now are ONLY contemplated for use in Metro areas. In the voucher program Small Area FMR's have been limited as a demonstration to ONLY those areas where a housing authority has volunteered to use them).

I extracted Oregon FY 2012 Small Area rents and prepared an alpha PDF listing by county and zip code HERE showing the comparison of the actual 2 BR FMR for FY 2012 to the HUD published 2 BR FY 2012 small area/zip code rent. 

I count 121 Oregon zip codes where small area rents would be below actual FY 2012 FMR's and 130 zip codes where small area rents would be above actual FY 2012 FMR's.

I then uploaded and merged the FMR comparison data into Google Fusion and created the embedded map below that illustrates how the FY 2012 small area rent would compare to the HUD FY 2012 FMR.

The caption showing the colors used for different % is pasted below [Bright green signifies zip code rents are 120% or more of actual FMR's and dark red indicates zip codes rents are 90% or less of actual FMR's].

A link to the merged data and the map is HERE and the map is embedded below (You can drag the map up/down/sideways to see areas in Oregon outside of the Portland metro area; you can zoom in; and, if you click on a zip code, a box will open with the data for that zip code).

Originally created and posted on the Oregon Housing Blog.

Portland Metro FY 2012 Proposed FMR Reduction Impact: $2.6 Million.

I used same methodology used for my earlier Chicago estimate of FMR reductions and produced the table below for the 6 county Portland metro area. Using estimated voucher counts shown in the table, impact would be a loss of $2.6 million annually from the proposed reduction of the 2 BR FMR for FY 2012. (This does not include any loss of admin fee that would result from a reduction in the 2 BR FMR).

Originally created and posted on the Oregon Housing Blog.

HUD Region 1 (New England) Has 1/3 of All FMR Areas, But Less than 5% of National Population.

In looking at HUD Fair Market Rents I had a "I didn't know that" moment after I discovered that:

• The 6 states within HUD Region 1 [New England] had 1,604 (34%) of the total 4,765 US areas with HUD published Fair Market rents. This disproportionate share of all US FMR areas mean that medians of all areas would be skewed by the large counts in New England.
• The population of those states represent less than 5% of the US population. 
• ONE state, Maine, had 11.4% /531 of all US published FMR areas, but only .4% of the US population.
• Tiny Rhode Island has 39 HUD Fair Market Rent areas; that's more than the 36 HUD FMR areas in Oregon, which has a geographic area 63 times the size of Rhode Island. [The Oregon county that I live in, Clackamas, has a larger area (1,868 sq miles vs. 1,545 sq miles) than all of Rhode Island].
• NOTE: Even though their are large numbers of published areas in NE, FMR's do not vary for every area. In Maine I counted only 19 different 2 BR FMR levels for FY 2011, even though there were 531 different FMR areas.

I don't think there is anything sinister going on, and the advent of Metro zip code or other smaller area FMR's may mean that areas in the West will see a greater number of HUD FMR areas in the future.

Originally created and posted on the Oregon Housing Blog.

HUD FY 2012 NATIONAL Proposed FMR's: 70% of Areas Would Have Decreased FMR's, More than Triple the Number of Areas with Decreases Last Year.

I figured out a way to download the Excel national file from HUD website with proposed FY 2012 Fair Market Rents (link on HUD web page as of mid Friday was to wrong file).

Using that data, I have put together two tables HERE that show 

1. The number and percentages of areas within a state with increases, decreases, and no change. 
2. The number and percentages of areas within each HUD Region with increases, decreases, and no change. 

Some observations: 

• 70% (3,318) of all areas (4,765) have proposed decreases in Fair Market Rents. 
• Data is not in these tables but my quick count of FY 2011 data shows only 1,025/22% of areas had decreases from prior year so the 70% of areas with proposed reductions for FY 2012 IS more than 3 times the share of areas with decreases from last year.
• HUD Region 4 has the highest % of areas with FY 2012 proposed decreases, 80%; HUD Region 7 has the lowest percentage of proposed decreases at 50%.
• In HUD Region 10, 78% of areas have proposed reductions; the state within Region 10 with the highest % of areas with proposed reductions is Idaho with 86%.(Oregon is at 78%).
• Data is not in the table , but I calculate that the national median change between the FY 2011 final 2 BR FMR's and the proposed FY 2012 2 BR FMR's is a reduction of 2.5%, or $18 per month.This contrasts with my calculation that last year the median was a 1.1% increase of $8 per unit per month.

Originally created and posted on the Oregon Housing Blog.

Oregon FY 2012 FMR's vs FY 2011: Turns Out 78% of Counties WILL Have Decreases.

HUD has this morning posted the proposed FY 2012 Fair Market Rents. 

• The main HUD FMR web page is HERE, 
• The formal Federal Register publication is HERE.  
• To see documentation for how changes were calculated you can start HERE, and then select geography of interest.

I did an analysis of Oregon FMR's and have constructed tables HERE that show Oregon FY 2011 and proposed FY 2012 FMR's for 4 different bedroom sizes, with a focus on 2 BR FMR's.

The tables on second page show comparison between current FY 2011 FMR's and proposed FY 2012 FMR's.

Some observations:

1. 78% of Oregon Counties (28 out of 36) would see reductions in FY 2012 FMR's.
2. The median change in 2 BR FMR's for all Oregon counties is a 6.3%/ $44 per month reduction in 2 bedroom Fair Market Rents.
3. Hood River county would see the largest reduction, 21.1% /$158 per month reduction in their 2 BR FMR.
4. Curry county would have the largest increase in their 2 BR FMR; 4.6%/$32 per month. (Clatsop, Deschutes, Gilliam, Jackson, Marion, Lane,and Polk are the other counties with increased FMR's).
5. Counties in the Portland metro area would see a 1.5%, $14 reduction in their 2 BR FMR.

     I am not aware of any hold harmless policy related to FMR's, and I don't completely understand how they will apply to individual circumstances as we move into the new FY. If anyone knows that information, feel free to add as a comment on this post.
   

HUD has not yet published a national Excel file that I can compare to FY 2011 to see whether more areas received decreases this year compared to last. I suspect that is true, but don't have any current way to check that suspicion.

Note: On page 2 of the tables I created I added text "NOTE: Revised as of Friday AM, August 19, 2011; yesterday I had posted an earlier table with some errors and subsequently removed it from my web space, and renamed the table. To insure you are using the corrected version look for this note at bottom of page 2. 

Originally created and posted on the Oregon Housing Blog.

CORRECTION HUD Fair Market Rents Coming Tomorrow.

Thanks to some feedback it is clear that my original calculations of FMR changes [80% of counties seeing decreases were OFF] big time. My BIG apologies. 

I am taking down previous post and MIS[observations]  and linked table and time permitting will put up a new one, I continue to encourage you to look for the FMR's tomorrow.

HUD has posted a PDF of proposed FMR's for FY 2012 with the Federal Register public inspection desk, and I have reposted to my webspace HERE (Oregon FMR's are on page 107); I expect official publication in the Federal Register tomorrow. 

Tomorrow or perhaps later today I expect HUD will publish FY2012 proposed FMR's in Excel format along with documentation about how FMR's were calculated for each metro area. I would look later at the HUD FMR web site for that information HERE.

Originally created and posted on the Oregon Housing Blog.

HUD Proposed FY 2012 FMR's Coming, PDX 2 Br FMR Going Down to $891?

HUD should be publishing today or tomorrow proposed FMR's for FY 2012, starting October 1st. 

I should have something more concrete statewide by tonight. 

However, my quick look at Portland metro shows proposed 2 br FMR DECREASING from $905 to $891, a 1.5% decrease. [This doesn't feel right to me, but if it is right it would be big news. Stay tuned for later post].

Originally created and posted on the Oregon Housing Blog.

HUD Oregon 2 BR Small Area Rents by Zip Code Using ACS Rents, Illustrated with Opportunity Map.

HUD has published updated small area demonstration rent data (Excel file HERE) that use 2005-2009 ACS data instead of 2000 Census data.  (See my prior post HERE for more background and an earlier map that uses Census 2000 data).   

I thought it would be interesting to create/update a simple opportunity map with shading of zip codes based on the % the ACS based zip code rents would be above or below the actual 2 BR FMRS for FY 2011.  I have pasted the legend for the maps below along with an embed of the map I created in Google Fusion; a direct link to the map in Google Fusion is HERE. 

A cursory comparison with the earlier map shows no zip codes with rents below 90% of the current FMR, compared to 3 zip codes in Portland metro that would have been under 90% of the FMR.

Originally created and posted on the Oregon Housing Blog.

Google Fusion Map of Demonstration Oregon Metro Area Zip Code Level Voucher Rents vs Actual FY 2011 2 BR FMR's.

HUD has recently opened the process for Metro PHA's  to participate in a project to demonstrate the use of small area (zip code level) Fair Market Rents. 

HUD's Federal Register Request for Participation Notice, with a June 6, 2011 deadline, is HERE. The demonstration is ONLY available to Metro PHA's and HUD does NOT plan on using small area FMR's in non metro counties. HUD has published the current zip code level rents that would be used in this demonstration in an Excel file HERE. 

To demonstrate how Google Fusion can help visualize this data, I created the embedded map below [Link to Google Fusion table used to create the map is HERE] which shows a comparison of metro zip code level 2 BR rents vs FY 2011 2 BR Fair Market rents by Oregon Zip Code. [You may need a Google account to access the Google Fusion table].

The map color code used for the demonstration zip code rent vs the FMR rent

• Up to 90% of FMR=Red
• 90% to 100% of FMR=Yellow
• 100 to 120% of FMR=Blue
• 120+ of FMR=Green

If you click on any zip code in the map you will see the FY 2011 2 Bedroom FMR by bedroom size, the Zip Code based 2 Bedroom FMR, and the ratio of the latter to the former.

In addition to helping visualize the voucher data, this Google Fusion work product provides a concrete contemporary example of how boundary maps in Google Fusion can be combined with other topical information, so long as there is a common geo field in the boundary and in the topical data files. [Did I also mention there is no cost for the software to do this?].

Originally created and posted on the Oregon Housing Blog.

HUD FY 2011 FMR Rents Going Into Effect, No Oregon Changes to Proposed FMR's from Earlier this Year.

HUD has published the final FY 2011 Fair Market Rents used for the HUD Housing Choice voucher program. Those final FY 2011 FMR's are in effect tomorrow, October 1st.

My prior post about proposed FY 2011 FMR's is HERE; final FMR's for Oregon counties and metro areas did NOT change from the proposed FMR's. 

I am VERY pleased to see that the FINAL HUD FY 2011 FMR Excel County level data file HERE includes, in the far right columns, the percent AND dollar change from FY 2010; I had advocated for that change last year, and am pleased that HUD has now adopted this suggestion. Using this Excel data file for the first time it will be easy to add filters, sort, or do a pivot table showing which areas received the highest or lowest annual increases in Fair Market rents.

Originally created and posted on the Oregon Housing Blog.

Study on Savings from Rent Legislative Proposal a Stretch.

Study HERE looks at potential savings to family (loss to mortgage holder) from legislation that would allow families in foreclosure to live in house for 5 years at market rent. Can't imagine that proposal is going anywhere any time soon, but study does include some calculations of potential cost savings using different scenarios.

In looking at projected savings for Portland metro, appears to me that savings from renting are somewhat overstated as assumption is based on comparison with FY 2010 2 BR Fair Market rent.  Claimed savings shrinks from $703 per month using study assumption to only $224 per month when using FY 2011 3 BR Fair Market rent.

See table pasted below for detailed calculations for Portland Metro:

$283,800	Median Sales Price
$212,850	75% of Sales Price
$197,951	Mtg Amount@93%
6.00%	Int Rate
360	Term
$1,187	Principal and Interest
$177	Taxes@.75%
$177	Insurance Maintenance@.75%
$1,542	Total PITI
$839	FY2010 2 BR FMR
$905	FY2011 2 BR FMR
$703	Claimed Savings Using FY 2010 2 BR FMR
$637	Calc Savings Using FY 2011 2 BR FMR
$1,222	FY 2010 3 BR FMR
$1,318	FY 2011 3 BR FMR
$320	Calc Savings Using FY 2010 3 BR FMR
$224	Calc Savings Using FY2011 3 BR FMR

Originally created and posted on the Oregon Housing Blog.

Map of Portland FY 2010 Small Area FMR's; Comparisons to Current FMR's Shown; Problem Detected.

I have created a Google Map HERE, which shows by Portland Metro zip code what the variation in small area FY2010 Fair Market rents would be under the HUD Small Area FMR Demonstration. (All examples I show focus on 2 BR Fair Market Rents).

For each zip code I also compare the zip code FMR to the current FY 2010 FMR of $839 and to the lowest Portland small area FMR of $700. (Click on a map indicator and you will see these comparisons; note also that below the map there is a table showing this data for ALL Portland Metro zip codes).

(If you prefer a Google Earth version of this map you can download file HERE and then open with Google Earth).

Two observations:

1. The highest small area FMR of $1,050 for Zip 97034 in Lake Oswego would be 50% higher then the lowest small area FMR rent of $700. 
2. The lowest small area FMR of $700 in Zip 97205, would be 17% below the current FMR of $839. This is CLEARLY WRONG as this zip code extends to MUCH of the higher rent downtown Portland area; such an obvious error argues for a CLOSE examination of the results for other zip codes, and the need for administrative flexibility by PHA's.

Originally created and posted on the Oregon Housing Blog.

Heads UP: FR HUD Notice on Demonstration Program for Small Area Fair Market Rents; Zip Code Examples Now Available.

Official publication is in Federal Register tomorrow; advance copy of Notice and examples of equivalent small area FMR's can be found on HUD website HERE.

(I have copy and pasted below Portland Metro equivalent small area FMR's by zip code that I extracted from HUD website).

ZIP Code	Efficiency	One-Bedroom	Two-Bedroom	Three-Bedroom	Four-Bedroom
97002*	$650	$750	$875	$1,275	$1,525
97004	$650	$750	$875	$1,275	$1,525
97005	$600	$700	$800	$1,175	$1,400
97006	$700	$800	$925	$1,350	$1,625
97007	$700	$800	$925	$1,350	$1,625
97008	$650	$750	$875	$1,275	$1,525
97009	$650	$750	$875	$1,275	$1,525
97011	$650	$750	$875	$1,275	$1,525
97013	$625	$725	$850	$1,250	$1,475
97014	$600	$700	$800	$1,175	$1,400
97015	$625	$725	$850	$1,250	$1,475
97016	$575	$675	$775	$1,125	$1,350
97017	$650	$750	$875	$1,275	$1,525
97018	$575	$675	$775	$1,125	$1,350
97019	$600	$700	$800	$1,175	$1,400
97022	$650	$750	$875	$1,275	$1,525
97023	$650	$750	$875	$1,275	$1,525
97024	$650	$750	$875	$1,275	$1,525
97027	$625	$725	$850	$1,250	$1,475
97028	$650	$750	$875	$1,275	$1,525
97030	$625	$725	$825	$1,200	$1,450
97032*	$650	$750	$875	$1,275	$1,525
97034	$775	$900	$1,050	$1,525	$1,825
97035	$750	$875	$1,000	$1,450	$1,750
97038	$650	$750	$875	$1,275	$1,525
97042	$650	$750	$875	$1,275	$1,525
97045	$650	$750	$875	$1,275	$1,525
97048	$575	$675	$775	$1,125	$1,350
97049	$650	$750	$875	$1,275	$1,525
97051	$575	$675	$775	$1,125	$1,350
97053	$575	$675	$775	$1,125	$1,350
97054	$575	$675	$775	$1,125	$1,350
97055	$650	$750	$875	$1,275	$1,525
97056	$575	$675	$775	$1,125	$1,350
97060	$675	$775	$900	$1,300	$1,575
97062	$700	$800	$925	$1,350	$1,625
97064	$575	$675	$775	$1,125	$1,350
97067	$650	$750	$875	$1,275	$1,525
97068	$750	$875	$1,000	$1,450	$1,750
97070	$700	$800	$925	$1,350	$1,625
97071*	$650	$750	$875	$1,275	$1,525
97080	$625	$725	$850	$1,250	$1,475
97086	$650	$750	$875	$1,275	$1,525
97089	$650	$750	$875	$1,275	$1,525
00000	$650	$750	$875	$1,275	$1,525
97101*	$575	$675	$775	$1,125	$1,350
97106	$650	$750	$875	$1,275	$1,525
97109	$650	$750	$875	$1,275	$1,525
97111	$575	$675	$775	$1,125	$1,350
97113	$650	$750	$875	$1,275	$1,525
97114	$575	$675	$775	$1,125	$1,350
97115	$575	$675	$775	$1,125	$1,350
97116	$575	$675	$775	$1,125	$1,350
97117	$650	$750	$875	$1,275	$1,525
97119	$650	$750	$875	$1,275	$1,525
97123	$650	$750	$875	$1,275	$1,525
97124	$750	$875	$1,000	$1,450	$1,750
97125	$650	$750	$875	$1,275	$1,525
97127	$575	$675	$775	$1,125	$1,350
97128	$575	$675	$775	$1,125	$1,350
97132	$600	$700	$800	$1,175	$1,400
97133	$650	$750	$875	$1,275	$1,525
97140	$650	$750	$875	$1,275	$1,525
97144	$650	$750	$875	$1,275	$1,525
97148	$575	$675	$775	$1,125	$1,350
97201	$625	$725	$850	$1,250	$1,475
97202	$575	$675	$775	$1,125	$1,350
97203	$550	$650	$750	$1,100	$1,300
97204	$600	$700	$800	$1,175	$1,400
97205	$525	$600	$700	$1,025	$1,225
97206	$625	$725	$825	$1,200	$1,450
97208	$600	$700	$800	$1,175	$1,400
97209	$525	$600	$700	$1,025	$1,225
97210	$575	$675	$775	$1,125	$1,350
97211	$650	$750	$875	$1,275	$1,525
97212	$650	$750	$875	$1,275	$1,525
97213	$600	$700	$800	$1,175	$1,400
97214	$550	$650	$750	$1,100	$1,300
97215	$575	$675	$775	$1,125	$1,350
97216	$625	$725	$825	$1,200	$1,450
97217	$625	$725	$850	$1,250	$1,475
97218	$550	$625	$725	$1,050	$1,275
97219	$650	$750	$875	$1,275	$1,525
97220	$600	$700	$800	$1,175	$1,400
97221	$625	$725	$825	$1,200	$1,450
97222	$600	$700	$800	$1,175	$1,400
97223	$625	$725	$825	$1,200	$1,450
97224	$625	$725	$850	$1,250	$1,475
97225	$625	$725	$850	$1,250	$1,475
97227	$600	$700	$800	$1,175	$1,400
97229	$625	$725	$850	$1,250	$1,475
97230	$575	$675	$775	$1,125	$1,350
97231	$600	$700	$800	$1,175	$1,400
97232	$575	$675	$775	$1,125	$1,350
97233	$575	$675	$775	$1,125	$1,350
97236	$625	$725	$825	$1,200	$1,450
97239	$600	$700	$800	$1,175	$1,400
97266	$625	$725	$850	$1,250	$1,475
97267	$625	$725	$850	$1,250	$1,475
97304*	$575	$675	$775	$1,125	$1,350
97347*	$575	$675	$775	$1,125	$1,350
97362*	$650	$750	$875	$1,275	$1,525
97375*	$650	$750	$875	$1,275	$1,525
97378*	$575	$675	$775	$1,125	$1,350
97396*	$575	$675	$775	$1,125	$1,350
98601*	$625	$725	$850	$1,250	$1,475
98604	$625	$725	$850	$1,250	$1,475
98605	$550	$650	$750	$1,100	$1,300
98606	$625	$725	$850	$1,250	$1,475
98607	$625	$725	$825	$1,200	$1,450
98610	$550	$650	$750	$1,100	$1,300
98629	$625	$725	$850	$1,250	$1,475
98639	$550	$650	$750	$1,100	$1,300
98642	$625	$725	$850	$1,250	$1,475
98648	$550	$650	$750	$1,100	$1,300
98651	$550	$650	$750	$1,100	$1,300
98660	$550	$650	$750	$1,100	$1,300
98661	$550	$650	$750	$1,100	$1,300
98662	$725	$850	$975	$1,425	$1,700
98663	$625	$725	$825	$1,200	$1,450
98664	$625	$725	$825	$1,200	$1,450
98665	$600	$700	$800	$1,175	$1,400
98671	$600	$700	$800	$1,175	$1,400
98672	$550	$650	$750	$1,100	$1,300
98674*	$625	$725	$850	$1,250	$1,475
98675	$625	$725	$850	$1,250	$1,475
98682	$700	$800	$925	$1,350	$1,625
98683	$650	$750	$875	$1,275	$1,525
98684	$775	$875	$1,025	$1,500	$1,800
98685	$700	$800	$925	$1,350	$1,625
98686	$625	$725	$850	$1,250	$1,475

Originally created and posted on the Oregon Housing Blog.