Redlining (Continued).

I had done an earlier post about local market restrictive policies from Fannie Mae that some might equate to redlining HERE.

Recently Morningstar HERE had a similar story about the retreat from lenders from some specific housing types-condos to be exact. (The story also references Fannie Mae's and other lenders restrictive market specific policies).

Other than their potential adverse impacts on communities, one thing I find particularly troublesome about these policies is the non public manner in which they are being implemented. The absence of disclosure makes it impossible to determine if in fact the effect of these policies is in a racial sense, "redlining"; in my mind it is clear that the restricting of lending by geography IS redlining in the broader sense of the word.