In the HUD Regional Planning Grant NOFA, Factor 1.2 measures the "Portion of Regional Population Paying More than 45% of Income to Combined Housing and Transportation Costs".
Using the H+T index that is used to establish values for this factor I have pasted below a table showing the Housing AND Housing +Transportation values for select areas in the Portland Metro area. (I also added a column to the right, which is the Transportation value when the Housing value is subtracted from the H+T value).
Notes:
- EXCEPT for the City of Portland, ALL of these select areas have values that EXCEED the national affordability standard of 45% of income.
- Within these select areas, Lake Oswego is the LEAST affordable, with average H+T costs of 62% of income.
- Among the three counties, Clackamas is the least affordable, with an average H+T index value of 55.8%.
| Area | Housing | H +T | T? |
| Portland--Vancouver, OR--WA | 28.6% | 50.1% | 21.5% |
| Beaverton | 27.6% | 47.9% | 20.3% |
| Clackamas County | 32.7% | 55.8% | 23.1% |
| Gresham | 25.1% | 46.4% | 21.3% |
| Hillsboro | 27.0% | 48.2% | 21.2% |
| Lake Oswego | 40.6% | 62.0% | 21.4% |
| Multnomah County | 26.0% | 45.6% | 19.6% |
| Portland | 25.4% | 44.4% | 19.0% |
| Washington County | 29.7% | 51.2% | 21.5% |
Originally created and posted on the Oregon Housing Blog.

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